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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,420 | $138,102-72.2% | $125,381-69.4% | $134,532-71.4% |
| Participation rate | 72.7% | 84.5%-11.8pp | 82.4%-9.7pp | 81.2%-8.5pp |
| Annual return | -20.72% | 750.73%-771.4pp | 572.31%-593.0pp | 418.27%-439.0pp |
| Employer contribution / active EE | $1,624 | $5,245-69.0% | $4,815-66.3% | $4,741-65.7% |
| Participant deferral / active EE | $6,111 | $7,801-21.7% | $7,448-18.0% | $6,401-4.5% |
| Admin fee / account holder | $620 | $11,568-94.6% | $10,007-93.8% | $11,429-94.6% |