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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,037 | $150,447-46.8% | $136,298-41.3% | $147,586-45.8% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 15.78% | 1049.15%-1033.4pp | 5156.27%-5140.5pp | 578.59%-562.8pp |
| Employer contribution / active EE | $6,956 | $5,256+32.3% | $4,696+48.1% | $4,876+42.7% |
| Participant deferral / active EE | $17,727 | $6,631+167.4% | $6,247+183.8% | $5,439+225.9% |
| Admin fee / account holder | $17,240 | $10,906+58.1% | $9,244+86.5% | $10,886+58.4% |