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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,905 | $135,956-58.9% | $123,894-54.9% | $273,972-79.6% |
| Participation rate | 78.6% | 84.1%-5.5pp | 81.4%-2.8pp | 83.0%-4.4pp |
| Annual return | 87.72% | 56.63%+31.1pp | 47.52%+40.2pp | 41.46%+46.3pp |
| Employer contribution / active EE | $5,142 | $5,170-0.5% | $4,617+11.4% | $4,869+5.6% |
| Participant deferral / active EE | $9,731 | $6,343+53.4% | $5,984+62.6% | $5,287+84.1% |
| Admin fee / account holder | $595 | $9,817-93.9% | $8,357-92.9% | $10,133-94.1% |