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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES Service code 26 · EIN 35-2552359 | Advisory (Participants) | $12,522 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $1,867 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,132 | $52,961-62.0% | $172,752-88.3% | $65,185-69.1% |
| Participation rate | 58.9% | 66.2%-7.3pp | 82.6%-23.8pp | 70.2%-11.3pp |
| Annual return | 20.34% | 30.12%-9.8pp | 802.97%-782.6pp | 29.38%-9.0pp |
| Employer contribution / active EE | $1,689 | $2,190-22.9% | $5,144-67.2% | $2,177-22.4% |
| Participant deferral / active EE | $2,709 | $2,471+9.6% | $5,198-47.9% | $3,514-22.9% |
| Admin fee / account holder | $275 | $472-41.8% | $13,955-98.0% | $847-67.6% |