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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,257 | $58,627-0.6% | $76,735-24.1% | $82,448-29.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 17.42% | 39.10%-21.7pp | 29.77%-12.3pp | 41.64%-24.2pp |
| Employer contribution / active EE | $8,716 | $1,729+404.1% | $2,454+255.1% | $2,551+241.7% |
| Participant deferral / active EE | $5,297 | $3,134+69.1% | $4,088+29.6% | $4,139+28.0% |
| Admin fee / account holder | $1,088 | $5,323-79.6% | $7,189-84.9% | $7,234-85.0% |