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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,257 | $59,440-2.0% | $78,004-25.3% | $82,637-29.5% |
| Participation rate | 100.0% | 62.8%+37.2pp | 69.4%+30.6pp | 68.1%+31.9pp |
| Annual return | 17.42% | 40.24%-22.8pp | 31.07%-13.6pp | 53.51%-36.1pp |
| Employer contribution / active EE | $8,716 | $1,750+397.9% | $2,469+253.0% | $2,552+241.5% |
| Participant deferral / active EE | $5,297 | $3,138+68.8% | $4,092+29.5% | $4,126+28.4% |
| Admin fee / account holder | $1,088 | $5,504-80.2% | $7,578-85.6% | $7,339-85.2% |