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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,705 | $84,953+29.1% | $163,379-32.9% | $82,637+32.8% |
| Participation rate | 75.0% | 65.9%+9.1pp | 76.8%-1.8pp | 68.1%+6.9pp |
| Annual return | 17.40% | 23.07%-5.7pp | 63.41%-46.0pp | 53.51%-36.1pp |
| Employer contribution / active EE | $5,387 | $2,183+146.8% | $3,752+43.6% | $2,552+111.1% |
| Participant deferral / active EE | $9,464 | $4,326+118.8% | $6,282+50.7% | $4,126+129.4% |
| Admin fee / account holder | $6,307 | $7,921-20.4% | $9,818-35.8% | $7,339-14.1% |