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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,705 | $80,812+35.8% | $160,784-31.8% | $82,448+33.1% |
| Participation rate | 75.0% | 66.2%+8.8pp | 77.0%-2.0pp | 68.1%+6.9pp |
| Annual return | 17.40% | 100.59%-83.2pp | 1803.92%-1786.5pp | 41.64%-24.2pp |
| Employer contribution / active EE | $5,387 | $2,174+147.8% | $3,733+44.3% | $2,551+111.2% |
| Participant deferral / active EE | $9,464 | $4,335+118.3% | $6,293+50.4% | $4,139+128.6% |
| Admin fee / account holder | $6,307 | $7,695-18.0% | $9,717-35.1% | $7,234-12.8% |