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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,658 | $135,956-46.6% | $123,894-41.4% | $273,972-73.5% |
| Participation rate | 77.8% | 84.1%-6.3pp | 81.4%-3.6pp | 83.0%-5.2pp |
| Annual return | 8.93% | 56.63%-47.7pp | 47.52%-38.6pp | 41.46%-32.5pp |
| Employer contribution / active EE | $10,600 | $5,170+105.0% | $4,617+129.6% | $4,869+117.7% |
| Participant deferral / active EE | $5,389 | $6,343-15.0% | $5,984-9.9% | $5,287+1.9% |
| Admin fee / account holder | $341 | $9,817-96.5% | $8,357-95.9% | $10,133-96.6% |