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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,224 | $127,387-47.2% | $115,038-41.6% | $125,389-46.4% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | -2.51% | 31.28%-33.8pp | 26.14%-28.7pp | 282.24%-284.8pp |
| Employer contribution / active EE | $10,786 | $5,166+108.8% | $4,608+134.1% | $4,866+121.7% |
| Participant deferral / active EE | $5,665 | $6,423-11.8% | $6,026-6.0% | $5,352+5.9% |
| Admin fee / account holder | $1,064 | $9,516-88.8% | $8,175-87.0% | $9,541-88.8% |