Filed June 18, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $19,524 |
Filed as: FUTURE PLANNING ASSOCIATES, INC. Service code 13 · EIN 03-0271340 | Contract Administrator | $10,190 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,383 | $43,133+86.4% | $89,400-10.1% | $73,493+9.4% |
| Participation rate | 96.3% | 55.0%+41.3pp | 68.0%+28.3pp | 70.7%+25.6pp |
| Annual return | 10.31% | 135.66%-125.3pp | 245.64%-235.3pp | 28.51%-18.2pp |
| Employer contribution / active EE | $3,126 | $1,438+117.4% | $2,586+20.9% | $2,270+37.7% |
| Participant deferral / active EE | $5,906 | $2,445+141.6% | $3,890+51.8% | $3,740+57.9% |
| Admin fee / account holder | $165 | $444-62.8% | $4,882-96.6% | $513-67.8% |