Filed June 18, 2025
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| Provider | Service type | Compensation |
|---|---|---|
THE BANK OF NEW YORK MELLON1+ years Filed as: TD BANK NA Service code 21 · EIN 03-0326281 ONE PORTLAND SQUARE · PORTLAND, ME 04101 | Bank Trustee | $10,641 |
Service code 37 · EIN 04-2647786 | Loan Processing | $6,820 |
Filed as: FUTURE PLANNING ASSOCIATES, INC. Service code 13 · EIN 03-0271340 | Contract Administrator | $1,800 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,497 | $31,109+152.3% | $67,704+15.9% | $52,331+50.0% |
| Participation rate | 88.3% | 54.0%+34.4pp | 67.5%+20.8pp | 68.1%+20.2pp |
| Annual return | -2.16% | 23.70%-25.9pp | 25.41%-27.6pp | 4.54%-6.7pp |
| Employer contribution / active EE | $1,574 | $1,076+46.3% | $2,559-38.5% | $1,882-16.3% |
| Participant deferral / active EE | $4,151 | $1,970+110.7% | $3,585+15.8% | $3,022+37.4% |
| Admin fee / account holder | $186 | $466-60.2% | $4,255-95.6% | $592-68.6% |