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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,349 | $110,212-59.8% | $96,534-54.1% | $139,466-68.2% |
| Participation rate | 14.3% | 78.1%-63.8pp | 76.0%-61.7pp | 80.3%-66.0pp |
| Annual return | 15.08% | 26.42%-11.3pp | 25.88%-10.8pp | 373.66%-358.6pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,071 | $5,547-44.6% | $4,851-36.7% | $6,712-54.3% |
| Admin fee / account holder | $71 | $11,599-99.4% | $8,253-99.1% | $11,409-99.4% |