Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,995 | $62,583-64.9% | $76,767-71.3% | $64,173-65.7% |
| Participation rate | 29.6% | 72.8%-43.2pp | 77.0%-47.3pp | 69.6%-39.9pp |
| Annual return | -10.76% | -1.95%-8.8pp | 2.43%-13.2pp | 7.63%-18.4pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,513 | $3,145-20.1% | $3,852-34.7% | $3,470-27.6% |
| Admin fee / account holder | $1,723 | $4,667-63.1% | $6,675-74.2% | $4,887-64.7% |