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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,157 | $77,492-54.6% | $100,398-65.0% | $80,911-56.5% |
| Participation rate | 97.7% | 76.9%+20.8pp | 81.5%+16.2pp | 67.6%+30.1pp |
| Annual return | 22.18% | 37.23%-15.1pp | 49.32%-27.1pp | 35.63%-13.5pp |
| Employer contribution / active EE | $1,732 | $2,800-38.2% | $3,946-56.1% | $2,756-37.2% |
| Participant deferral / active EE | $6,278 | $6,817-7.9% | $8,084-22.3% | $4,297+46.1% |
| Admin fee / account holder | $2,216 | $5,892-62.4% | $7,893-71.9% | $6,935-68.0% |