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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,755 | $201,370-59.9% | $184,256-56.2% | $145,897-44.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.84% | 29.05%-15.2pp | 28.85%-15.0pp | 552.29%-538.5pp |
| Employer contribution / active EE | $8,321 | $7,024+18.5% | $6,427+29.5% | $4,663+78.5% |
| Participant deferral / active EE | $4,533 | $9,808-53.8% | $9,133-50.4% | $6,689-32.2% |
| Admin fee / account holder | $1,102 | $16,364-93.3% | $13,899-92.1% | $13,390-91.8% |