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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,937 | $183,592+84.1% | $155,574+117.2% | $145,877+131.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 14.73% | 61.37%-46.6pp | 64.87%-50.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $1,262 | $5,317-76.3% | $4,676-73.0% | $4,663-72.9% |
| Participant deferral / active EE | $5,294 | $6,466-18.1% | $5,629-6.0% | $6,691-20.9% |
| Admin fee / account holder | $2,811 | $19,316-85.4% | $15,914-82.3% | $13,402-79.0% |