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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,386 | $175,231+66.9% | $149,696+95.3% | $139,466+109.6% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 20.39% | 166.77%-146.4pp | 134.46%-114.1pp | 373.66%-353.3pp |
| Employer contribution / active EE | $1,595 | $5,478-70.9% | $4,821-66.9% | $4,754-66.5% |
| Participant deferral / active EE | $4,158 | $6,521-36.2% | $5,682-26.8% | $6,712-38.1% |
| Admin fee / account holder | $29,690 | $16,155+83.8% | $13,212+124.7% | $11,409+160.2% |