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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,058 | $73,863+212.8% | $143,797+60.7% | $68,490+237.4% |
| Participation rate | 80.8% | 66.7%+14.1pp | 80.3%+0.5pp | 67.9%+12.9pp |
| Annual return | -19.79% | 0.91%-20.7pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $1,129 | $3,185-64.6% | $4,952-77.2% | $2,597-56.5% |
| Participant deferral / active EE | $3,653 | $3,385+7.9% | $5,638-35.2% | $4,028-9.3% |
| Admin fee / account holder | $2,365 | $5,756-58.9% | $14,679-83.9% | $5,403-56.2% |