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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,535 | $110,307-60.5% | $96,576-54.9% | $139,456-68.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.54% | 26.40%-10.9pp | 25.87%-10.3pp | 373.45%-357.9pp |
| Employer contribution / active EE | $13,187 | $3,619+264.3% | $2,965+344.8% | $4,753+177.5% |
| Participant deferral / active EE | $7,675 | $5,547+38.4% | $4,851+58.2% | $6,711+14.4% |
| Admin fee / account holder | $2,092 | $11,597-82.0% | $8,253-74.7% | $11,407-81.7% |