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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,499 | $112,121-57.6% | $95,960-50.5% | $158,966-70.1% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 14.47% | 171.16%-156.7pp | 91.63%-77.2pp | 302.95%-288.5pp |
| Employer contribution / active EE | $7,798 | $3,199+143.8% | $2,541+206.8% | $4,762+63.7% |
| Participant deferral / active EE | $4,870 | $4,784+1.8% | $4,167+16.9% | $5,983-18.6% |
| Admin fee / account holder | $13,126 | $10,135+29.5% | $6,797+93.1% | $11,250+16.7% |