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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,454 | $162,785+95.6% | $133,959+137.7% | $158,950+100.3% |
| Participation rate | 87.5% | 83.2%+4.3pp | 79.8%+7.7pp | 82.0%+5.5pp |
| Annual return | 11.64% | 41.94%-30.3pp | 45.09%-33.5pp | 302.91%-291.3pp |
| Employer contribution / active EE | $3,362 | $4,975-32.4% | $3,919-14.2% | $4,762-29.4% |
| Participant deferral / active EE | $9,862 | $5,910+66.9% | $5,047+95.4% | $5,983+64.8% |
| Admin fee / account holder | $17,746 | $11,738+51.2% | $8,928+98.8% | $11,248+57.8% |