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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,693 | $131,835+7.5% | $108,582+30.5% | $273,972-48.3% |
| Participation rate | 85.7% | 83.5%+2.3pp | 79.6%+6.1pp | 83.0%+2.7pp |
| Annual return | 13.27% | -91.57%+104.8pp | -51.70%+65.0pp | 41.46%-28.2pp |
| Employer contribution / active EE | $5,132 | $4,913+4.5% | $3,758+36.5% | $4,869+5.4% |
| Participant deferral / active EE | $11,638 | $5,127+127.0% | $4,311+170.0% | $5,287+120.1% |
| Admin fee / account holder | $4,922 | $10,253-52.0% | $7,645-35.6% | $10,133-51.4% |