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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,901 | $90,530-31.6% | $76,030-18.6% | $145,897-57.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 26.11% | 625.08%-599.0pp | 361.54%-335.4pp | 552.29%-526.2pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $2,688-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,453 | $5,164+63.7% | $4,257+98.6% | $6,689+26.4% |
| Admin fee / account holder | $979 | $8,383-88.3% | $6,421-84.8% | $13,390-92.7% |