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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,435 | $102,382-36.1% | $147,005-55.5% | $80,874-19.1% |
| Participation rate | 70.3% | 75.8%-5.6pp | 82.2%-11.9pp | 67.6%+2.6pp |
| Annual return | 21.77% | 134.89%-113.1pp | 418.76%-397.0pp | 35.62%-13.8pp |
| Employer contribution / active EE | $3,585 | $3,715-3.5% | $4,934-27.3% | $2,756+30.1% |
| Participant deferral / active EE | $7,294 | $6,646+9.8% | $8,070-9.6% | $4,297+69.8% |
| Admin fee / account holder | $2,312 | $7,942-70.9% | $13,006-82.2% | $6,935-66.7% |