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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,370 | $124,330+24.2% | $109,173+41.4% | $167,536-7.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 15.93% | 26.04%-10.1pp | 25.75%-9.8pp | 478.82%-462.9pp |
| Employer contribution / active EE | $9,511 | $4,209+126.0% | $3,723+155.5% | $4,839+96.5% |
| Participant deferral / active EE | $17,615 | $5,256+235.1% | $4,654+278.5% | $6,342+177.7% |
| Admin fee / account holder | $17,381 | $7,974+118.0% | $6,755+157.3% | $12,315+41.1% |