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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,621 | $110,337+52.8% | $102,383+64.7% | $145,877+15.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.05% | 24.83%-12.8pp | 24.94%-12.9pp | 551.28%-539.2pp |
| Employer contribution / active EE | $12,739 | $4,216+202.2% | $3,870+229.1% | $4,663+173.2% |
| Participant deferral / active EE | $17,988 | $5,621+220.0% | $5,060+255.5% | $6,691+168.9% |
| Admin fee / account holder | $51,739 | $9,750+430.7% | $8,391+516.6% | $13,402+286.0% |