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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,576 | $103,387-69.5% | $87,102-63.7% | $152,885-79.3% |
| Participation rate | 42.9% | 79.4%-36.5pp | 76.9%-34.0pp | 82.5%-39.6pp |
| Annual return | 107.53% | 28.10%+79.4pp | 28.19%+79.3pp | 345.39%-237.9pp |
| Employer contribution / active EE | $21 | $3,221-99.3% | $2,521-99.2% | $4,763-99.6% |
| Participant deferral / active EE | $3,456 | $4,778-27.7% | $4,048-14.6% | $5,851-40.9% |
| Admin fee / account holder | $61 | $12,193-99.5% | $7,491-99.2% | $11,598-99.5% |