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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,409 | $112,121-64.0% | $95,960-57.9% | $158,966-74.6% |
| Participation rate | 64.3% | 79.0%-14.7pp | 77.1%-12.8pp | 82.0%-17.7pp |
| Annual return | 16.54% | 171.16%-154.6pp | 91.63%-75.1pp | 302.95%-286.4pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $7,361 | $4,784+53.9% | $4,167+76.7% | $5,983+23.0% |
| Admin fee / account holder | $6,705 | $10,135-33.8% | $6,797-1.4% | $11,250-40.4% |