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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,376 | $160,070-66.7% | $147,117-63.7% | $145,897-63.4% |
| Participation rate | 70.6% | 84.0%-13.4pp | 82.2%-11.6pp | 80.3%-9.7pp |
| Annual return | 15.69% | 98.69%-83.0pp | 420.54%-404.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,449 | $5,285-53.7% | $4,932-50.3% | $4,663-47.5% |
| Participant deferral / active EE | $5,220 | $8,419-38.0% | $8,065-35.3% | $6,689-22.0% |
| Admin fee / account holder | $11,034 | $15,035-26.6% | $12,993-15.1% | $13,390-17.6% |