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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,273 | $93,589+20.0% | $135,942-17.4% | $75,181+49.3% |
| Participation rate | 88.2% | 75.2%+13.0pp | 81.9%+6.3pp | 67.2%+21.0pp |
| Annual return | 40.57% | 30.90%+9.7pp | 68.28%-27.7pp | 160.69%-120.1pp |
| Employer contribution / active EE | $4,025 | $3,537+13.8% | $4,858-17.1% | $2,671+50.7% |
| Participant deferral / active EE | $8,837 | $6,405+38.0% | $7,759+13.9% | $4,126+114.2% |
| Admin fee / account holder | $300 | $6,977-95.7% | $10,764-97.2% | $5,650-94.7% |