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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,875 | $82,674+29.3% | $125,381-14.8% | $68,486+56.1% |
| Participation rate | 87.5% | 75.1%+12.4pp | 82.4%+5.1pp | 67.9%+19.6pp |
| Annual return | -21.39% | -5.97%-15.4pp | 572.31%-593.7pp | -7.85%-13.5pp |
| Employer contribution / active EE | $4,600 | $3,382+36.0% | $4,815-4.5% | $2,597+77.1% |
| Participant deferral / active EE | $10,746 | $6,111+75.9% | $7,448+44.3% | $4,028+166.8% |
| Admin fee / account holder | $2,331 | $6,277-62.9% | $10,007-76.7% | $5,404-56.9% |