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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,047 | $58,311-9.0% | $81,882-35.2% | $80,959-34.5% |
| Participation rate | 19.3% | 63.5%-44.2pp | 72.4%-53.1pp | 67.7%-48.4pp |
| Annual return | 12.14% | 41.85%-29.7pp | 779.47%-767.3pp | 35.67%-23.5pp |
| Employer contribution / active EE | $674 | $2,347-71.3% | $2,916-76.9% | $2,757-75.6% |
| Participant deferral / active EE | $1,762 | $3,287-46.4% | $4,323-59.2% | $4,300-59.0% |
| Admin fee / account holder | $585 | $4,752-87.7% | $7,360-92.1% | $6,925-91.6% |