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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,302 | $51,638+12.9% | $68,368-14.7% | $82,448-29.3% |
| Participation rate | 24.1% | 63.6%-39.5pp | 73.8%-49.6pp | 68.1%-43.9pp |
| Annual return | 17.50% | 37.53%-20.0pp | 292.57%-275.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $709 | $2,047-65.4% | $2,649-73.2% | $2,551-72.2% |
| Participant deferral / active EE | $1,788 | $2,914-38.6% | $4,123-56.6% | $4,139-56.8% |
| Admin fee / account holder | $1,299 | $4,643-72.0% | $5,150-74.8% | $7,234-82.0% |