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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,302 | $61,125-4.6% | $94,057-38.0% | $87,485-33.4% |
| Participation rate | 24.1% | 64.1%-39.9pp | 73.3%-49.2pp | 68.9%-44.8pp |
| Annual return | 17.50% | 35.20%-17.7pp | 480.62%-463.1pp | 26.06%-8.6pp |
| Employer contribution / active EE | $709 | $2,136-66.8% | $2,933-75.8% | $2,596-72.7% |
| Participant deferral / active EE | $1,788 | $3,260-45.2% | $4,709-62.0% | $4,274-58.2% |
| Admin fee / account holder | $1,299 | $5,629-76.9% | $7,244-82.1% | $7,775-83.3% |