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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,241 | $106,524-40.6% | $152,301-58.5% | $87,485-27.7% |
| Participation rate | 85.7% | 75.8%+10.0pp | 82.4%+3.3pp | 68.9%+16.8pp |
| Annual return | 20.13% | 26.89%-6.8pp | 80.50%-60.4pp | 26.06%-5.9pp |
| Employer contribution / active EE | $4,719 | $3,371+40.0% | $4,624+2.1% | $2,596+81.8% |
| Participant deferral / active EE | $10,987 | $6,525+68.4% | $8,004+37.3% | $4,274+157.1% |
| Admin fee / account holder | $5,366 | $8,287-35.2% | $14,398-62.7% | $7,775-31.0% |