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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,606 | $100,805-35.9% | $86,698-25.5% | $134,532-52.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.54% | 29.09%-46.6pp | 35.95%-53.5pp | 418.27%-435.8pp |
| Employer contribution / active EE | $4,330 | $3,490+24.1% | $2,837+52.6% | $4,741-8.7% |
| Participant deferral / active EE | $11,153 | $5,339+108.9% | $4,656+139.5% | $6,401+74.2% |
| Admin fee / account holder | $400 | $10,925-96.3% | $7,493-94.7% | $11,429-96.5% |