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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,353 | $98,240-49.8% | $82,312-40.0% | $147,586-66.6% |
| Participation rate | 88.9% | 79.7%+9.2pp | 76.9%+12.0pp | 82.8%+6.1pp |
| Annual return | 9.68% | 30.85%-21.2pp | 25.88%-16.2pp | 578.59%-568.9pp |
| Employer contribution / active EE | $2,142 | $3,192-32.9% | $2,428-11.8% | $4,876-56.1% |
| Participant deferral / active EE | $5,706 | $4,383+30.2% | $3,706+54.0% | $5,439+4.9% |
| Admin fee / account holder | $1,569 | $8,563-81.7% | $5,608-72.0% | $10,886-85.6% |