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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,249 | $112,121-40.9% | $95,960-31.0% | $158,966-58.3% |
| Participation rate | 91.7% | 79.0%+12.7pp | 77.1%+14.6pp | 82.0%+9.7pp |
| Annual return | 16.31% | 171.16%-154.9pp | 91.63%-75.3pp | 302.95%-286.6pp |
| Employer contribution / active EE | $3,531 | $3,199+10.4% | $2,541+39.0% | $4,762-25.9% |
| Participant deferral / active EE | $10,455 | $4,784+118.5% | $4,167+150.9% | $5,983+74.7% |
| Admin fee / account holder | $1,541 | $10,135-84.8% | $6,797-77.3% | $11,250-86.3% |