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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,570 | $118,869-39.8% | $96,575-25.9% | $167,518-57.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 16.78% | 50.49%-33.7pp | 37.79%-21.0pp | 478.71%-461.9pp |
| Employer contribution / active EE | $6,921 | $3,120+121.8% | $2,357+193.7% | $4,838+43.0% |
| Participant deferral / active EE | $7,039 | $4,616+52.5% | $3,849+82.9% | $6,342+11.0% |
| Admin fee / account holder | $1,431 | $8,067-82.3% | $6,182-76.9% | $12,312-88.4% |