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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,078 | $95,915-15.5% | $79,580+1.9% | $134,532-39.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -9.99% | -2.71%-7.3pp | 0.15%-10.1pp | 418.27%-428.3pp |
| Employer contribution / active EE | $7,671 | $3,129+145.2% | $2,413+217.9% | $4,741+61.8% |
| Participant deferral / active EE | $8,787 | $4,693+87.2% | $3,985+120.5% | $6,401+37.3% |
| Admin fee / account holder | $2,417 | $9,132-73.5% | $6,835-64.6% | $11,429-78.9% |