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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,606 | $110,410-27.9% | $102,437-22.3% | $145,897-45.4% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 18.36% | 24.85%-6.5pp | 24.95%-6.6pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,386 | $4,217-67.1% | $3,871-64.2% | $4,663-70.3% |
| Participant deferral / active EE | $1,727 | $5,622-69.3% | $5,060-65.9% | $6,689-74.2% |
| Admin fee / account holder | $637 | $9,745-93.5% | $8,388-92.4% | $13,390-95.2% |