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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,446 | $157,304+49.0% | $141,197+66.0% | $152,909+53.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.40% | 64.34%-47.9pp | 71.41%-55.0pp | 345.46%-329.1pp |
| Employer contribution / active EE | $3,236 | $5,263-38.5% | $4,736-31.7% | $4,764-32.1% |
| Participant deferral / active EE | $3,763 | $7,111-47.1% | $6,710-43.9% | $5,851-35.7% |
| Admin fee / account holder | $3,885 | $12,126-68.0% | $10,265-62.2% | $11,601-66.5% |