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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,480 | $29,319+44.9% | $52,425-19.0% | $82,448-48.5% |
| Participation rate | 51.2% | 46.9%+4.3pp | 55.6%-4.5pp | 68.1%-16.9pp |
| Annual return | 15.32% | 535.20%-519.9pp | 302.12%-286.8pp | 41.64%-26.3pp |
| Employer contribution / active EE | $1,274 | $586+117.2% | $914+39.3% | $2,551-50.1% |
| Participant deferral / active EE | $2,825 | $1,171+141.2% | $1,790+57.8% | $4,139-31.7% |
| Admin fee / account holder | $109 | $1,962-94.4% | $2,495-95.6% | $7,234-98.5% |