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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $30,095 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,676 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,223 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,083 | $93,598+5.9% | $135,974-27.1% | $75,173+31.8% |
| Participation rate | 94.8% | 75.2%+19.6pp | 81.9%+12.9pp | 67.2%+27.6pp |
| Annual return | 27.88% | 30.89%-3.0pp | 68.30%-40.4pp | 160.72%-132.8pp |
| Employer contribution / active EE | $8,353 | $3,538+136.1% | $4,859+71.9% | $2,671+212.7% |
| Participant deferral / active EE | $11,298 | $6,405+76.4% | $7,760+45.6% | $4,126+173.8% |
| Admin fee / account holder | $323 | $6,978-95.4% | $10,767-97.0% | $5,651-94.3% |