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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 11101 SWITZER RD STE 200 · OVERLAND PARK, KS 66210 | Advisory (Plan) | $27,065 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $26,955 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,745 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,436 | $82,674-2.7% | $125,381-35.8% | $68,486+17.5% |
| Participation rate | 85.5% | 75.1%+10.5pp | 82.4%+3.1pp | 67.9%+17.6pp |
| Annual return | -16.33% | -5.97%-10.4pp | 572.31%-588.6pp | -7.85%-8.5pp |
| Employer contribution / active EE | $8,844 | $3,382+161.5% | $4,815+83.7% | $2,597+240.6% |
| Participant deferral / active EE | $9,875 | $6,111+61.6% | $7,448+32.6% | $4,028+145.2% |
| Admin fee / account holder | $323 | $6,277-94.9% | $10,007-96.8% | $5,404-94.0% |