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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,445 | $76,634-55.1% | $56,054-38.5% | $145,978-76.4% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 15.35% | 3004.33%-2989.0pp | 1705.95%-1690.6pp | 550.52%-535.2pp |
| Employer contribution / active EE | $976 | $1,380-29.3% | $1,039-6.1% | $4,662-79.1% |
| Participant deferral / active EE | $5,750 | $2,622+119.3% | $1,952+194.5% | $6,690-14.0% |
| Admin fee / account holder | $1,174 | $3,321-64.7% | $2,822-58.4% | $13,400-91.2% |