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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,409 | $84,551-86.5% | $61,452-81.4% | $134,532-91.5% |
| Participation rate | 66.7% | 62.2%+4.5pp | 52.6%+14.1pp | 81.2%-14.6pp |
| Annual return | 0.00% | 585.39%-585.4pp | 338.96%-339.0pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,417 | $1,545-8.2% | $1,160+22.2% | $4,741-70.1% |
| Participant deferral / active EE | $8,850 | $2,818+214.0% | $2,125+316.6% | $6,401+38.3% |
| Admin fee / account holder | $3,210 | $2,587+24.0% | $2,131+50.6% | $11,429-71.9% |