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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,824 | $95,404+196.4% | $113,397+149.4% | $82,637+242.2% |
| Participation rate | 84.6% | 72.8%+11.8pp | 76.5%+8.1pp | 68.1%+16.6pp |
| Annual return | 12.76% | 19.08%-6.3pp | 23.20%-10.4pp | 53.51%-40.8pp |
| Employer contribution / active EE | $2,484 | $2,307+7.7% | $2,977-16.6% | $2,552-2.7% |
| Participant deferral / active EE | $9,946 | $4,220+135.7% | $5,076+95.9% | $4,126+141.0% |
| Admin fee / account holder | $8,236 | $9,168-10.2% | $11,957-31.1% | $7,339+12.2% |