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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,045 | $67,602+59.8% | $82,312+31.3% | $70,126+54.1% |
| Participation rate | 70.2% | 72.8%-2.6pp | 76.9%-6.7pp | 69.5%+0.6pp |
| Annual return | 16.42% | 21.57%-5.2pp | 25.88%-9.5pp | 73.15%-56.7pp |
| Employer contribution / active EE | $1,296 | $1,755-26.2% | $2,428-46.6% | $2,343-44.7% |
| Participant deferral / active EE | $4,351 | $2,987+45.7% | $3,706+17.4% | $3,332+30.6% |
| Admin fee / account holder | $3,488 | $4,512-22.7% | $5,608-37.8% | $4,645-24.9% |