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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,270 | $72,071+78.0% | $68,368+87.6% | $137,256-6.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 22.36% | 353.14%-330.8pp | 292.57%-270.2pp | 220.34%-198.0pp |
| Employer contribution / active EE | $4,619 | $2,788+65.7% | $2,649+74.4% | $4,156+11.1% |
| Participant deferral / active EE | $9,581 | $4,410+117.3% | $4,123+132.4% | $6,407+49.5% |
| Admin fee / account holder | $2,138 | $5,336-59.9% | $5,150-58.5% | $12,270-82.6% |