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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,790 | $183,627-96.8% | $155,602-96.3% | $145,978-96.0% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.17% | 61.32%-48.1pp | 64.81%-51.6pp | 550.52%-537.3pp |
| Employer contribution / active EE | $2,238 | $5,316-57.9% | $4,675-52.1% | $4,662-52.0% |
| Participant deferral / active EE | $3,637 | $6,466-43.7% | $5,629-35.4% | $6,690-45.6% |
| Admin fee / account holder | $4,754 | $19,327-75.4% | $15,923-70.1% | $13,400-64.5% |