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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,830 | $73,848-94.8% | $143,799-97.3% | $68,486-94.4% |
| Participation rate | 51.4% | 66.7%-15.3pp | 80.3%-29.0pp | 67.9%-16.5pp |
| Annual return | 40.01% | 0.91%+39.1pp | -0.04%+40.1pp | -7.85%+47.9pp |
| Employer contribution / active EE | $646 | $3,184-79.7% | $4,952-87.0% | $2,597-75.1% |
| Participant deferral / active EE | $1,125 | $3,385-66.8% | $5,638-80.0% | $4,028-72.1% |
| Admin fee / account holder | $98 | $5,755-98.3% | $14,677-99.3% | $5,404-98.2% |