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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,004 | $165,381+83.8% | $149,730+103.0% | $158,966+91.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 43.73% | 348.29%-304.6pp | 276.70%-233.0pp | 302.95%-259.2pp |
| Employer contribution / active EE | $4,116 | $5,104-19.4% | $4,645-11.4% | $4,762-13.6% |
| Participant deferral / active EE | $20,737 | $7,182+188.7% | $6,843+203.1% | $5,983+246.6% |
| Admin fee / account holder | $25,843 | $10,809+139.1% | $9,310+177.6% | $11,250+129.7% |